Effective Date: July 1, 2024

Welcome to YellowIronLender.com and Alternafi LLC (“Website”). By accessing or using this Website, you agree to these Terms and Conditions. If you do not agree, please discontinue use.

1. No Financial Advice

Alternafi LLC (“Alternafi”) is not a bank, lender, broker, financial institution, or financial advisor. All content is for informational purposes only and should not be considered financial, investment, tax, or legal advice. You should consult with a qualified professional before making any financial decisions.

2. Introduction and information service

Alternafi LLC provides a consultative introduction and information service. We collect business and financing-related information so businesses can explore programs and request introductions to business financing providers. Alternafi may work with third-party funding partners or platforms. Alternafi may be compensated by business financing providers for marketing or introduction services; that compensation does not determine whether a provider may express interest.

Alternafi does not evaluate creditworthiness or eligibility, make credit decisions, set terms, collect fees from applicants for introductions, or guarantee funding. Financing decisions, rates, fees, and terms are made solely by the applicable business financing provider.

3. Third-Party Links and Services

This Website may contain links to third-party sites or services. Alternafi does not control or endorse any third-party content or products and is not responsible for any loss or damage arising from your use of them. Your interactions with third parties are at your own risk and subject to their terms.

4. User-Submitted Information

By submitting a form on this Website, you authorize Alternafi LLC to use your information to help you explore financing programs and, when you choose to proceed, to facilitate introductions to verified funding partners. Alternafi does not sell your business information and handles data in accordance with its Privacy Policy and applicable rules.

5. Analytics and Tracking

We use Google Analytics and similar tools to understand site usage. These tools collect aggregated data and do not personally identify users. For more details, see our Privacy Policy.

6. Limitation of Liability

Alternafi LLC and its affiliates are not liable for any losses or damages resulting from use of this Website or from any products or services offered by third parties. Your use of the Website and participation in any third-party offerings is at your own risk.

7. Compliance Statement

Alternafi LLC operates in compliance with federal and state commercial-financing marketing and disclosure laws where applicable. Alternafi does not extend credit, originate loans, or charge applicants a fee for introductions. Funding offers and disclosures are made by business financing providers.

8. Changes to These Terms

We may update these Terms at any time without notice. Continued use of the Website constitutes acceptance of the revised Terms.

9. Contact Information

For questions about these Terms and Conditions, contact support@alternafi.com

10. Communications Consent (TCPA)

By providing your contact information on this Website, you consent to receive communications from Alternafi LLC and its funding partners, including via phone, text, or email, for marketing or informational purposes related to business financing opportunities. These communications may be made using an automatic telephone dialing system or prerecorded voice messages. Message and data rates may apply. You may revoke your consent at any time by replying “STOP” to any SMS message or by emailing support@alternafi.com. Providing consent is not a condition of applying for or receiving funding.